Mainpuri

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CHAPTER-6

BANKING, TRADE AND COMMERCE

BANKING AND FINANCE

History of Banking             

    Details about indigenous banking in the district are not available, but it may be presumed that general practices which prevailed in the trade centres of Northern India also obtained here. The giving and taking of loans was in vogue even in ancient times, 'The word rina (debt) is mentioned repeatedly from Rigvedic times onwards. In the mediaeval period, particularly in the reign of Akbar, trade was flourishing and money was available with the rich. Merchants, who were very rich, were known as Jagat Seths, and even the government sometimes borrowed from them . Artisans were independent, but possessed scanty resources. They were financed by Merchants and middlemen, who did not fail to exploit them. The middlemen in particular left the artisan with little profit to meet periods of scarcity and distress. Akbar abolished many taxes levied on artisans but the local officials defied the emperor's orders. With the passage of time, in the seventeenth and eighteenth centuries, The financial control of the middlemen and merchants increased and the artisans migrated under economic stress from one place to other. Treasuries in the mediaeval period were many but in a bad state . Akbar introduced many reforms and the state treasuries were put under responsible officers. The district received its supply of coins from a mint at Farrukhabad.

    The British established their own treasury at Mainpuri after 1801, on taking over the administration of the district. Subsequently. subtreasuries were established at the five tahsil  headquarters. For more than a century, treasuries were the main centres for the collection and expenditure of money. The district magistrate was the es officio officer-in-charge of the treasury. Th was assisted by a treasury officer and other staff. The system of co-operative credit societies originated in 1901 in Mainpuri . In 1910 , there were 16 village banks financed in the main by the central bank at Mainpuri established for this purpose.

    The great trading and money-lending caste of Banias with its Mahajan and Marwari subdivisions was represented by 22,459  members in 1910 . A considerable number of the trading community also operated as indigenous bankers. Thus, as far back as 1873, many indebted agriculturists parted with their land to the Banias who held 4.53 per cent of the district as proprietors; the percentage increased to 8.21 per cent in 1910 . In the beginning of this century, the tendency classes was pretty general all over the district, and only in parganas Kuraoli and Bewar it was resisted. Very few Banias took to cultivation as tenants and, they did not make good landlords. Generally absentees, they regarded their villages purely in the light of investments, and their management was accordingly strict and merciless.        

GENERAL CREDIT FACILITIES   

    The Imperial Bank of India (now the State Bank of India ) was the first bank to establish a branch at Sirsaganj in 1935. The bank has 8 branches in the district in 1975 located at Mainpuri, Shikohabad, Sirsaganj, Kuraoli,Jasrana , Bhongaon and Bewar. The central Bank of India opened a branch at Mainpuri in July 1939 , and another branch at Shikohabad in 1946 . The Punjab National Bank, and  the Bank of India, each has a branch operating at Mainpuri. Besides.  , the district Co-operative bank LTD, opened its head-office at Shikohabad in 1961, and at present 8 of its branches are functioning in the district. In 1970 the U.P. Co-operative Land Development Bank , LTD, established a branch at Mainpuri followed by four others at the [remaining tahsil headquarters. The different credit agencies operating in the district had advanced a sum of Rs 4,28,04,000 to the agriculturists, by the end of December 1970.

Rural Indebtedness

    In the first decade of twentieth century, the people of the district were poor as compared to people residing in upper doab. Many of the big Zamindars were absentees, living in other districts and the great mass of the proprietary communities were living close to the margin of mere subsistence. Failure of the monsoon, therefore, told upon them heavily. And they were not a thrifty class in the most prosperous times. The petty Thakur proprietors, owing to their expensive marriages and other customs and their means, a fact which Explained the large transfers of property, which took place. Most of the proprietors communities were financially embarrassed, and their ultimate extinction and deposition to the rank of tenants could hardly be averted and was only postponed by their constitution and the difficulty experienced by any outsider to make a footing among them. The unfortunate position could not be attributed to the pressure of state demand. Apart from the small proprietors, the condition of the people was good , and compared favorably with that of the districts further east.

    The scarcity of labour and the high wages it commanded clearly showed the absence of any poverty among the tenants and labourers and the fact that 77 per cent of the tenantry had the rights of occupancy in their holdings,indicated a high degree of well-being . Another indication of prosperity was to be round in the large number of masonry wells which were built in those days, and the total in vestment in the construction of masonry wells was estimated at Rs 6,00,000 . Though the people were comfortable, they were content with a low standard. Very few had pukka or masonry houses and the majority of the houses were built of mud.

    The rates of interest varied with the security offered, the status and the credit of the borrower, and the nature of the transaction. the common loan of seed corn carried interest at 25 per cent for one harvest of 50 per cent for two, 1 1/4 maunds  being exacted in the former case and 1 1/2 maunds in the latter, on each maund advanced. In addition, the borrower had to return the value of the seed grains sdvanced at the rate prevailing at the time of sowing, which was much above the harvest rate. For petty agricultural advances on personal security, one anna per rupee for each month of the season, kharif or rabi was charged, and two annas if the amount be not paid up at the end of the harvest for which the sum was borrowed. Very often the rate was four annas a rupee, and in the case of sugar-cane, which occupied the fields . for other small loans on personal security an advance of, say, Rs 10 was made, and in return Rs 12 were realised in monthly installments of one rupee for 12 months. The system still  prevails in the district and the advances are known as 'quists' Where articles of silver were given in pledge, the rate varied from 1 pies to 3 pies  per rupee per month, or from 6 to 15 per cent per annum. Where the security was real property there. was also a great deal of variation, as low a rate as 4 1/2 per cent per annum being sometimes charged on un security was 24 per cent. Besides the ubiquitous bania or grain merchant who was the village money-lender, There were indigenous bankers, who generally operated in the mandi's (wholesale markets) of Mainpuri, Sirsaganj and Shikohabad. The principal money-lending classes were Marwari Brahmans (Bohras), banias, Mahajans and khatris.

    A large number of the residents of the district joined the army in the wake of the first World War ( 1914-18) , and substantial amounts of money were diverted from the salaries of these men to their relatives in the villages. However, it is not possible to say to what extent exactly they were assisted by cash remittances from outside.

    The economic depression of the years 1928-32, led to a fall in the incomes of the agriculturists as prices decreased sharply. The prices began to rise slowly in 1934 and they increased further in the wake of the Second World War (1939-45) . A large number of villagers again joined the army and a considerable amount of money was sent by them to their relatives residing in the villages. The high prices of agricultural commodities gave the agriculturists good returns in terms of money and some of them were able to repay many old debts. The prices have continued to rise ever since the fifties, but the cost of other consumer goods and  farm inputs like cloth and fertilizers has also gone up, involving extra expenditure by the agriculturists. The population of the district grew by 18.8 per cent in the decade 1951-61, and by 22.4 per cent in the decade 1961-71.The Reserve Bank of India made a survey in 1971, of the assets and liabilities of the rural households of Uttar Pradesh. Mainpuri lies in the western region of the State. and it has been estimated that an average agriculturists' family of the western region was in debted to the extent of about Rs. 500. The family of an agricultural labourer had a credit liability of Rs 247.

Urban Indebtedness - Industrial and office workers residing at Shikohabad and Mainpuri and other urban centres find it difficult to make the two end s meet.

    The artisans of the district earn about Rs 7.50 per day and they appear to be satisfied. The Reserve Bank of India survey in 1971, estimated that the average family of an artisan was indebted to the extent of Rs 300.71.       

Debt-relief Legislation -

   The government made attempts to regulate the terms and conditions of money - lending through legislation in 1918, when the Usurious Loans Act, 1918, authorized the courts to reopen monetary transactions between the parties and relieve the debtor of all liability when the interest was 'excessive' and the transaction 'unfair' .By an amendment on 1926, the Act was made applicable to all parties seeking relief from mortgage, but it did not define the words "excessive' and 'unfair',and the courts could not take effective decision. By another amendment affected in 1934 the  Act was made applicable to all debtors, and debts, and it also provided definite limits beyond  which the rate of interest should be deemed to be excessive. The other enactment's that followed the economic depression of the thirties were the United Provinces Agriculturists, Relief Act, 1934, the U.P. Temporary Postponement of Execution of Decrees Act, 1937, and the United Provinces Debt Redemption Act , 1940. They enabled a considerable reduction of rates of interest and fixed easy installments for the payment of debts. They also protected the person and the properties of debtors from being proceeded against in execution of decrees.               

Role of Private Money - Lenders and Financiers               

        The money- lenders in the district are generally commission agents or merchants. According to a survey of the Lead Bank in 1970, There were 5,000 private money-lenders in the district in that year. The rates of interest varied from 18 per cent per annum to 36 per cent annum.

Commercial Banks

   There are 12 branches of four commercial banks in the district The following statement gives the location of each branch:

Bank Location of branches
State Bank of India Bewar, Bhongaon, Jasrana, Karhal, Kuraoli, Mainpuri, Shikohabad, Sirsaganj
Central Bank of India Mainpuri , Shikohabad
Bank of India Mainpuri
Punjab National Bank Ditto

    The Bank of India , Which is the lead bank of the district, made an economic survey of the district in 1970 . On September 30,1970 each branch of the commercial bank served. 1.21.000 persons, the corresponding state average was 91,000 , and the national average 52,000. The per capita credit increased from Rs 3.0 in 1967 to Rs. 6.4 in 1970. The per capita deposits increased from Rs 11.3 in 1967 to Rs 18.1 in 1970 . The following statement gives the per capita deposits and credit of the district in 1970 as compared to State and national averages:

Per capita averages (in Rs.)
  District U.P. All- India
Deposits 18.1 30.60 77.50
Credit 6.4 13.10 53.70

    However, in the past the bulk of the monetary advances was made to big Businessmen and traders. This trend has changed and as much as 69.8 per cent of the totals advances were diverted on a priority basis to agriculturists, small-scale industrialists, transport workers, retail traders and self-employed persons in 1975. The total deposits of the commercial banks amounted to Rs 6,66,30,000 on November 13,1975, and the total advances as on that date amounted to Rs 1,45,76,000. The following statements gives the total advances made to the priority sector by November 13,1975:

  Amount (in Rs.) No. of accounts
Agriculturists 43,38,000 679
Small-scale industrialists 38,13,000 78
Road and water transport  workers 9,30,000 75
Retails traders 9,70,000 301
Self - employed persons 1,21,000 93

Co- operative Movement

The co-operative Movement in the district was initiated in 1901 and in 1906 four agricultural co-operative credit societies had been established. The following statement shows the growth of primary agricultural co-operative societies in the district :

Year No. of primary agricultural co-operative societies
1910 31
1920 124
1930 168
1940 365
1950 521
1960 781
1970 526
1975 478

    After 1961 , small societies were amalgamated to form large societies and therefore the total number of societies was reduced to 526 in 1970 and 478 in 1975.

    According to the figures available, the co-operative movement has been making steady progress in the district . The following statement gives figures of total membership and total loans advanced by the primary societies in 1950, 1960,1970 and 1975:

Year Total membership Loans advanced (in Rs.) Rate of Interest  (percent per annum)
1950 30,000 8,63,000 7
1960 60,000 69,48,000 8.75
1970 1,05,000 1,33,86,000 9.50
1975 1,38,000 1,22,51,000 14 to 15

    Other Co-operative Institution- The district Co-operative Development Federation, Ltd., was established at Mainpuri on August 3,1949. The total investment in it amounted to Rs 7,14,700 in 1974. It is the central institution for consumer's co-operatives and is engaged in the business of purchasing and sale of food-grains and other goods.It sold food-grains and other goods (fertilizers, implements,etc) worth an amount of Rs 10,30,936.59 in 1970 . The sales have decreased, but the profit of the institution has increased from Rs 6,645.41 in 1970 to Rs 12,000.71 in 1974.

    There are four large co-operative marketing societies  situated at Mainpuri, Shikohabad, Bewar and Ghiror. Food-grains, fertilizers, Kerosene oil, vegetable oil, cloth , sugar and cement are purchased and sold by the societies. The largest amount of profit, a sum of Rs 9,954 was earned by the Ghiror unit in n 1974 and the profits earned by the unit at Mainpuri and Bewar amounted to Rs 7,578 and Rs 1,283 respectively while the Shikohabad unit incurred a loss amounting to Rs 1,283.

Co-  operative Banks- The Mainpuri District Co-operative Bank, Ltd., was established at Shikohabad in 1961 . It has eight branches located at Jasrana, Bewar, Mainpuri, Eka, Karhal, Barnahal, Kishni, and Kuraoli. The bank advanced loans amounting to Rs 1,08,36,496 in 1974, when its total deposits amounted to Rs 54,78,778. The bank finances the co-operative institutions of the district and also provides banking facilities to its members.

    The Uttar Pradesh State Co-operative Land Development Bank, Ltd., has four branches in the district located at Mainpuri, Shikohabad, Jasrana and Bewar. the bank provides medium and long term loans for the development of agriculture, and had advanced loans amounting to Rs 2,42,77,000 up to December 31,1970.

National Savings Organisation

   The post-office savings bank scheme has been in operation in the district since the last decade of the nineteenth century. This and other subsequent small savings schemes have been formulated to tap the savings of those who generally do not subscribe to government loans and to inculeate the habit of thrift in people in order to make funds available for investment in development schemes. The border war with china in 1962 let to the introduction of the defence deposit and national defence certificates in order to raise funds for the dfence of the country.

    Various securities have been floated from time to time to promote national savings. The Government of India have introduced a 15 year public provident fund scheme in 1974-75 for the benefit  of people who have no regular savings schemes for old age like pension or provident fund. Every one may subscribe to the fund either on his own behalf or on behalf of a minor, of whom he is the guardian. The Bank of India undertook a survey of the national savings scheme in 1970 , and the following statement gives the value of the in[vestments made in the district under the scheme in its various forms  in each of the five years beginning from 1966:

Year Small Savings (in Rs.) Cumulative Time Deposits (in Rs.) National savings certificate (in Rs.)
No. of accounts Value (in Rs.)
1966 36,628 1,62,66,000 3,10,000 6,10,000
1967 36,704 1,74,33,000 4,28,000 6,94,000
1968 43,148 1,81,29,000 4,42,000 6,51,000
1969 49,869 1,99,34,000 4,25,000 10,56,000
1970 52,781 2,21,61,000 4,67,000 18,52,000

Life Insurance

                The life insurance business was taken over by the life Insurance Corporation of India in 1956, and a branch office of the Corporation was opened at Mainpuri in 1958. The office is manned by three class I officers, 14 class  II   officers and 23 others. The following statement gives the total premium collected in each year beginning from 1967-68:

Year Premium collected (in Rs.)
1967-68 12,85,197
1968-69 12,97,360
1969-70 13,49,889

Government Loans

   It has been a tradition among the rulers of the country to provide relief to the agriculturists, in times of agricultural distress in the form of loans, known as taqavi . However, with the attainment of independence n 1947, the loans are advanced not only for distress, but also for the development of the agricultural economy.

    The following statement gives the amounts of loans ad advance by the U.P. Government to agriculturists in the district:

Years Purpose Amount (in Rs.) Rate of interest (percent per annum)
1972-73 Distress for buying live stock 1,16,350 11/2 to 33/4
1973-74 Distress for buying live stock 44,600 11/2 to 33/4
1974-75 Distress for buying live stock 1,17,600 11/2 to 33/4

Currency and coinage

   In the mediaeval period there were mainly three types of coins the dam, the rupee and the mohar.A rupee comprised 40 dams and 10 rupees were computed as equal to a gold mohar. Farrukhabad rupee was mainly in circulation, and this coin was of 169.2 grains.

    The British issued their own rupee of 180 grains. A rupee comprised 16 annas and an anna was divided into 12 pies or four paisa (old).

    The decimal system of coinage was introduced on October 1,1958. The rupee has been divided into 100 paise. There are coins of one paise, two paise. three paise. five paise,10 paise, 20 paise, 25 paise and 50 paise . However, old coins of four annas (25 paise) and eight annas (50 paise ) are   still in Vogue.                     

                                        TRADE AND COMMERCE

Course of Trade

    Most of the trade and traffic of the district in the past flowed along the Grand Trunk road, which ran through the district, dividing at Bhongaon into two branches  , one of which went off northwest towards Delhi, and the other south-west, towards Agra. The Delhi route passed through Kuraoli and the Agra route passed through Mainpuri and Shikohabad . Bewar was connected with Farrukhabad and Etawah and also with Kishni which formed the principal line of traffic in the eastern portion of the district. The district was also linked by a road with Etah, which originated at Kuraoli and proceeded to Etah via Mainpuri. Another road linked Jasrana, Shikohabad and  Etah . Shikohabad was connected with a place, which was situated within four miles (6.4 Km.) of Batesar , in the Agra district, famous for its horse fair. There were sarais located at Nabiganj, Kuraoli, Mainpuri and Shikohabad where the traders could rest and relax in the course of their Journeys. generally undertaken by horses. mules., ponies, and camels or carts drawn by these animals . Inside the district, the agricultural commodities were transported in bullock-carts. There was also an extensive flow of traffic on the river Yamuna in the mediaeval and earlier periods, when big boats carried passengers and merchandise to Agra and Delhi in the west , and to Etawah and Allahabad in the east.

    The roads were considerably improved under the British rule, and with the construction of the railway in 1905 , the trade of the district has increased considerably. The main line of the Northern Railway runs for about 37 km. in the south-west of the district and with a junction station at Shikohabad . The Shikohabad - Farrukhabad branch line runs through the centre of the district with Mainpuri situated midway on the line. The line crosses the Kali Nadi into the Farrukhabad district, and Farrukhabad is connected with Kanpur and Agra by the meter-gauge line of the North Eastern Railway.

    The main trade centres of the district in the first decade of the twentieth century, were Shikohabad and Sirsaganj, and each was served buy the railway. The trade of Sirsaganj , was roughly estimated at over Rs 6,00,000 per annum, and that of Shikohabad at about Rs 12,00,000 . The main items of export  were cotton, corn, ghee and crude glass , known as kanch, in the form of blocks. Ghee in particular was exported in large quantities to Calcutta, where there was a large demand. The ghee was largely produced in the pastoral villages along the Yamuna ravines. Mainpuri was the third important centre of trade in the district with an annual trade of about RS 6,00,000 . There was a large number of small trade centres in the district. The main imports of the district were cloth. jaggery (gur) and food-grains. The growing and export of cotton declined sharply in the  thirties in the wake of the economic depression and by the fifties there was very little cultivation of cotton in the  district.

    Jeggery, Ghee, food-grains, and consumer goods are the main items of trade in the district. Wheat is exported from the whole-sale markets in large quantities. In 1971 , as many as 14,413 persons were engaged in trade and commerce.

    With the development of roads , the trade has increased in volume and a large number of trucks operate in the district. carrying goods to and from Kanpur, Agra , Delhi,Farrukhabad, Etawah, Etah and other towns. About 850 km. of roads were available in the district in  1970-71, of which 403 km. were metalled .

    With the development of communications, more people are taking to trade and commerce. There  were about 2,000 traders in the district in 1970 , and it was estimated by the Bank of India that each trader, on the average, needed an amount of Rs 3,000 annually to pursue his trade. The amount of credit is now being supplied by the commercial banks of the district.

Exports and Import:

Export -  The agricultural commodities dominate the export trade of the district . Wheat, pulses, potatoes, oil-seeds , ghee, rice, and oil are the main commodities which are exported outside the State to south India, Bihar, Bengal, Delhi, Rajasthan and to Agra, Kanpur, Farrukhabad, Hathras, Bareilly and Lucknow within the State. Fish is exported to Calcutta. Glassware, electric bulbs and leather goods are sent to Calcutta, Bombay and Delhi , while bones and skins go to Magarwara in district unnao and oil-cakes , potatoes and strawboard are sent to Kanpur.

    The following statement gives the value of commodities and goods exported from the district in 1971:

Names of commodities/Goods Value (in Rs.)
Food-grains and ghee 9,00,00,000
Ground-nut oil 3,00,00,000
Electric bulbs 2,50,00,000
Oil-cakes 1,50,00,000
Glassware 1,50,00,000
Potatoes 15,00,000
Strawboards 15,00,000
Tobacco 5,00,000
Leather Goods 5,00,000
Hides and skins 5,00,000

Imports -  Cloth, General merchandise, utensils, fertilizers, gunnies, electrical goods, paper, petrol, coal, kerosene oil, are imported from Kanpur, Delhi , Agra, Firozabad , Calcutta, Madras ,and Bombay. most of the goods are brought to the district by trucks, and about one-third of the total imports are transported to the district by rail. Transport by trucks has its advantages . The goods generally reach their destinations in a shorter time and the difficulties of transshipment are avoided. Moreover the transport companies deliver the goods at the very spot where the importer  desires. The railways have, of the late, created such facilities and goods are delivered wherever required. Even so, the transport companies have a considerable edge over the railways in this regard.

    The following statement gives the value of goods imported into the district in 1971:

Name of Goods Value (in Rs.)
Fertilizers 4,00,00,000
General Merchandise 3,00,00,000
Cloth 3,00,00,0000
Agricultural implements 50,00,000
Arms and ammunition 25,00,000
Cement 20,00,000
Coal 15,00,000

Trade Centres

    Mainpuri is the main distributing centre and wholesale regulated market of the district. It is about 125 years old. There were about 40 traders in the market in n  1950 , and at present there are about 100 traders. The shops are owned by the traders,and the municipal board, Mainpuri, looks after the sanitation, lighting and general upkeep of the market. Food-grains and ghee are carried to the mandi by trucks, bullock-carts, hand-carts, donkeys and porters. Roads connect it with Kuraoli, Karimganj, Chhabramau, Alipurkhera, Bewar, Bhongaon, Kusmars, Karhal, Barnahal , Ghiror, Kuchela, Jyonti, Bhanwant and albans. These places constitute the main catchment area of the market.

    In 1956, 2,40,000 Quintals of paddy, 60,000 quintals of wheat, 14,000 quintals of gram, 12,000 quintals of bejhar (wheat, gram and barley) and 400 quintals of ghee arrived in this market.

    The Railways station at Mainpuri, is situated at a distance of about 4 km. from the mandi. It is located on a branch line of the Northern Railway running between Shikohabad and Farrukhabad. In 1970, about 5,01,900 quintals  of food-grains and ghee were assembled in the market. The value of the commodities was estimated at Rs 2,28,32,000.

    There is also a flourishing market at Mainpuri where consumer goods like cloth and utensils are sold. Mainpuri is also an important trade centre for leather and fish, which are generally bought by the merchants of Bengal, and exported to Calcutta.

    The other wholesale regulated markets (mandis) are located at Shikohabad, Bewar, Kusmara, Sirsaganj and Ghiror. The mandi at Shikohabad is situated at a distance of 3.2 km. form the railway station. Ghee, jaggery (gur), wheat, pulses, oil-seeds and oil are sold in this market, Ghee is tested in a laboratory located in the mandi. In 1956, quantities of about 40,000 quintals of wheat, 20,000 quintals of bajra, 16,000 quintals of bejhar, 12,000 quintals of paddy and 2,800 quintals of ghee were sole.

    Sirsaganj mandi is situated at a distance of 6.4 km. from the Kaurara railway station. In 1956, quantities of about 28,000 quintals of wheat, 20,000 quintals of gur, 8,000 quintals of pulses and 400 quintals of ghee were sold in this market. Gram is also sold in this market. Two bullion merchants operate in the market.

    In the other important mandis at Bewar, Kusmara, and Ghiror mainly wheat, pulses, jaggery and oil-seeds (mustard and groundnut)are sold.

    The following statement gives the quantity and value of commodities that arrived in each of the wholesale markets in 1969-70:

Mandi Total Arrivals (in quintals) Value of arrivals (in Rs.) No. of licensed  traders
Mainpuri 5,01,900 2,28,32,000 100
Sirsaganj 1,31,400 61,97,000 39
Shikohabad 75,780 45,72,000 27
Bewar 87,300 49,33,000 26
Ghiror 61,694 21,88,000 16
Kusmara 49,500 30,43,000 8

Warehousing- The various trading organizations have 141 ware houses in the district, with a total storing capacity of 21,753 tones. The following statement gives a break - up the figures: 

Trading institution No. of godowns Capacity (in tones)
State warehousing Corporation 52 11,000
Food corporation of India 50 6,685
Co-operative Department 24 48
Agriculture Department 15 4,120
Total 141 21,853

    There are about 300 godowns belonging to individual owners and having a capacity of about 22,000 tones. Retail Trade- The common requirements of villagers are generally supplied by small traders and peddlers frequenting local bazars, known as hats. These markets are scattered all over the district, and are held once or twice a week. Cloth, food-grains utensils and pottery are the main items of goods brought to these markets. The following statement gives the number of such markets held in each tahsil of the district: 

Tahsil No. of Markets held
Bhongaon 19
Karhal 9
Jasrana 9
Mainpuri 6
Shikohabad 4

Price Control and Rationing

    As a result of the outbreak of the Second World War, the prices of all commodities increased, and, in order to arrest their further rise, and to give relief to the consumers, chiefly in the urban areas, the prices of a large number of commodities were controlled and supply of many of them to consumers was rationed . Some of the more important commodities thus controlled of rationed were food -grains, cloth, matches, drugs and petrol. Dealers in these commodities had to take licenses from government officers. Various schemes for the rationing of food - grains, chiefly wheat and its products, gram, rice and sugar and kerosene oil, have however, persisted ever since, with varying spheres of applicability and at present there are 551 fairprice shops in the district of those 65 are located in the urban centres, and 486 in the rural area. At present sugar is being sold in these shops. for the sale of kerosene oil there are four wholesale agents and 212 retail traders. Vanaspati (vegetable ghee) is sold through 28 wholesale agents, Coal is available at 49 depots which are situated in urban centres.

Fairs

   A majority of the fairs are religious ones and trade in such fairs is of little importance.

    The jakhia fair is the only important fair, where cattle, utensils, handloom cloth , pottery and items of confectionery are sold in large  quantities. it is held at Paindhat in tahsil Jasrana in the month of Magh, when the full moon is visible .

Weights and measures

   The weights and measures in use in the district in the past, differed little from those  in vogue in the rest of the doab. The increase in inter-district trade and communications tended to do away with local weights and measures whose disadvantages were acutely felt in dealings with strangers. and the milestones on the roads. the hours fixed for hearing of cases in courts, together with the removal from circulation of old copper currency, o n  which the old fashioned measures of weights and capacity were based, all aided to enforce uniformity. But in the villages, the old system prevailed . The English mile was the usual measure of distance, and the kos was equivalent to 2 miles. for shorter distances the vague terms-goli ka tappa of musket shot, khet or a field were used. The former denoted an interval of 150 and the later the side of a pakka bigha which varied from 56 to 60 yards. The pakka bigha was 2,776.25 square yards of 5736 of an acre and 1.743 bighas made one acre. It was subdivided , as elsewhere,into 20 biswas; each of 20 biswansis. Twenty kachwansis made one biswansi, 20 anwansis one kachwansi, and 20 anwansis one nanwansi. The bigha used in poppy measurements was 5/8 of an acre. The kachcha bigha, about 1/8 of in acra, varied in size often in the same village. However, as a rule 2,1/4 to 3 kachcha bighas made one pakka bigha, and about 2,1/2  formed the average. Besides the English yard (gaz)( , there were local variations of the gaz used in particular marts and for certain classes of goods, the one short, from 32,1/2 to 35 inches, and the other long, from 40,1/2 to 45 inches. The latter was commonly used for country cloth and the former for silk . Solids and liquids were sold by weight. For spirits the British reputed quart (bottle) was the standard, and ghantis (small brass vessels) which could hold about a quarter of a seer, for milk. Two kachcha maunds made one pakka maund, and one pakka maund was equivalent to 1.25 standard maund or 50   standard seers. The pakka seer was supposed to weigh 32 takas or double pice of the old currency, and the standard seer only 26, and was thus strictly of 101 9/16 tolas to the others 80 tolas . But it generally weighed 100 tolas. This was not, however, the only seer used. In the east of the district, in Bewar, Kusmara, Ilahabas, Nabiganj and Saman, the seer weighed 112 tolas. In the town of Bhongaon the standard was 102 tolas, in Sultanganj 105 tolas, and in the remainder of the district 100 tolas, and in some places 101 9/16 tolas.This weight was used in every local market except Sirsaganj and Mainpuri in wholesale trade and especially for cotton. In retail trade the seer of 80 tolas was often used. A kachcha panseri ( 5 seers) was in common use and weighed 250 tolas or 3 1/4 standard seers of 2,1/2  pakka seers. The word dhari was chiefly used for 5 pakka seers of 6,1/4 standard seers. A pakka maund comprised eight dharis and a kachcha maund 4 dharis.

    The metric system of weights and measures which was introduced in the district with effect from October 1, 1960 , is being enforced strictly by the district supply officer, who is ex officio an assistant controller of weights and measures.

    An idea of the penalties imposed for the use of non-metric weights and measures during recent years may be had from the following table:

Year No. of traders punished Fines realised (in Rs.)
1972-73 362 12,265
1973-74 443 11,825
1974-75 247 6,905